Non Performing Loans – Brickell Capital

NO REALIZA PRÉSTAMOS

AN “ALTERNATIVE INVESTMENT” FOR INVESTORS SEEKING HIGHER RETURNS

VOTED “TOP 20”
MORTGAGE LENDER IN SOUTH FLORIDA

VOTED “TOP 20”
MORTGAGE LENDER
IN SOUTH FLORIDA

brickell capital was voted top mortgage lender by the South Florida Business Journal (South Florida’s leading news outlet for residential and commercial real estate, banking, finance and business news).

Our investment objective

brickell capital is seeking strong risk-adjusted investment returns with a minimum rate of return of twenty-five percent (25%) or more over the investment term (6m to 18m) on capital invested.

We invite you to partner with brickell capital.

WHAT IS A NON-PERFORMNG LOAN ?

A non-performing loan (NPL) is a mortgage loan in which the borrower has defaulted on a schedule payment or breached the terms of the loan documents.

WHY BANKS SELL LOANS ?

When a borrower stops making payments, the bank can either initiate a foreclosure or it can sell the loan to a private investor.

The banks sell non-performing loans to free up capital and focus their resources on income generating loans.

HOW WE EXPLOIT BANK INEFFICIENCIES ?

The banks are not set-up to efficiently service defaulted loans, manage the foreclosure process, or manage REO properties.

It is our goal to exploit these market inefficiencies for the benefit of our clients and investors.

OUR COMPETITIVE ADVANTAGE
NON-PERFORMING MORTGAGE LOANS

brickell capital’s competitive advantage in achieving favorable outcomes is based on:

local and national bank relationships
extensive risk analysis
strict underwriting guidelines
análisis de prestatarios y garantías
estrategias definidas de salida del prestatario
loan workout knowledge
experiencia en litigios de ejecución hipotecaria
local property market expertise
adherencia a los parámetros de valor
administración de servicio de préstamo
gestión de REO

OUR PURCHASING GUIDELINES

Our criteria for purchasing non-performing loans:

$500,000+ min loan size
< 50% loan to value (LTV)
First-Lien Mortgages
Targeted Geographical Areas
Non-Homestead (Investment) Properties
Payment Defaulted Loans
Ability to Collect 25% Default Interest
Hazard Policy and Title Policy (Insurable)

TARGETED PROPERTY TYPES

We only purchase non-performing loans where the underlying collateral is one of the following property types:

Single Family Residences
Residential Condominiums
Luxury “Spec” Homes + Townhomes
Residential New Construction
Vacant Land
Multi-Family Apt Buildings
Warehouses

VOTED “TOP 20”
MORTGAGE LENDER IN SOUTH FLORIDA.

VOTED “TOP 20”
MORTGAGE LENDER
IN SOUTH FLORIDA.

Brickell Capital antepone los intereses de nuestros clientes,

Porque sin nuestros clientes ...
Brickell Capital no estaría en el negocio.

brickell capital
puts our client’s interests first,

Porque sin nuestros clientes ...
Brickell Capital no estaría en el negocio.

15% PREFERRED RETURNS

En préstamos improductivos, nuestros inversores privados netos

15% preferred returns (on invested capital)
12m investment term (avg)
$500,000+ inversión mínima

En préstamos improductivos, nuestros inversores privados netos

15% preferred returns (on invested capital)
3m to 12m investment term (avg)
$500,000+ minimum investment

NUESTRO ENFOQUE DE INVERSIÓN

No excuses … we deliver results

The reason for our success:

amplia diligencia debida
aseguramiento superior
experiencia en litigios de ejecución hipotecaria
estrategias de salida estructuradas

No excuses … we deliver results

The reason for our success:

amplia diligencia debida
aseguramiento superior
experiencia en litigios de ejecución hipotecaria
estrategias de salida estructuradas

NO REALIZA PRÉSTAMOS
FOR INVESTORS
SEEKING HIGHER RETURNS