NO REALIZA PRÉSTAMOS

AN “ALTERNATIVE INVESTMENT” TO STOCKS, BONDS AND CURRENCY MARKETS

VOTED “TOP 20”
MORTGAGE LENDER IN SOUTH FLORIDA

VOTED “TOP 20”
MORTGAGE LENDER
IN SOUTH FLORIDA

Brickell Capital fue votado como el principal prestamista hipotecario por el South Florida Business Journal (el principal medio de comunicación del sur de la Florida sobre bienes raíces residenciales y comerciales, banca, finanzas y noticias de negocios).

 

Our investment objective is to seek strong risk-adjusted returns with a minimum annualized rate of return of twenty-five percent (25%) or more over the investment term (usually 6m to 24m) on the capital invested.

 

WHAT IS A NON-PERFORMNG LOAN ?

A non-performing loan (NPL) is a mortgage loan in which the borrower has defaulted on a schedule payment or breached the terms of the loan documents. Generally, a loan is consider to be “non-performing” if the borrower is past due by more than 90 days.

WHY BANKS SELL LOANS ?

When a borrower stops making payments, the bank can either initiate a foreclosure or it can sell the loan to a private investor.  

Generally, most banks sell loans in order to free up capital and focus their resources on income generating performing loans.  

In addition, when a bank has too many non-performing loans on their balance sheet, it poses a cash flow and regulatory problem (i.e. mandatory reserves, banking oversight, etc.).

HOW WE EXPLOIT BANK INEFFICIENCIES ?

The banks are not set-up to efficiently service non-performing loans, manage the foreclosure process, conduct property management and/or sell real estate owned (REO) properties.  

It is our goal to exploit these market inefficiencies for the benefit of our clients and investors.

OUR COMPETITIVE ADVANTAGE
NON-PERFORMING MORTGAGE LOANS

 

brickell capital’s competitive advantage in achieving favorable outcomes is based on: 

 

  • local and national bank relationships
  • extensive risk analysis 
  • strict underwriting guidelines 
  • análisis de prestatarios y garantías
  • estrategias definidas de salida del prestatario
  • loan workout knowledge 
  • experiencia en litigios de ejecución hipotecaria
  • local property market expertise
  • adherencia a los parámetros de valor
  • administración de servicio de préstamo 
  • gestión de REO 

OUR PURCHASING GUIDELINES

Our criteria for purchasing non-performing loans:

 

  • $500,000+  min loan size
  • < 50% loan to value
  • First-Lien Mortgages
  • Targeted Geographical Areas
  • Non-Homestead (Investment) Properties
  • Payment Defaulted Loans 
  • 25% Default Interest 
  • Hazard Policy and Title Policy (Insurable)

TARGETED PROPERTY TYPES

We only purchase non-performing loans where the underlying collateral is one of the following property types:

  • Single Family Residences
  • Residential Condominiums                                                                         
  • Luxury “Spec” Homes + Townhomes
  • Residential New Construction                                                                    
  • Vacant Land
  • Multi-Family Apt Buildings
  • Warehouses

VOTED “TOP 20”
MORTGAGE LENDER IN SOUTH FLORIDA.

VOTED “TOP 20”
MORTGAGE LENDER
IN SOUTH FLORIDA.

Brickell Capital antepone los intereses de nuestros clientes,

because without our clients…
Brickell Capital no estaría en el negocio.

brickell capital
puts our client’s interests first,

because without our clients… brickell capital would not be in business.

15% PREFERRED RETURNS

En préstamos improductivos, nuestros inversores privados netos

  • 15%                preferred returns (on invested capital)
  • 3m to 12m   investment term (avg)
  • $500,000+   inversión mínima

     

En préstamos improductivos, nuestros inversores privados netos

  • 15% preferred returns (on invested capital)
  • 3m to 12m investment term (avg)
  • $500,000+ minimum investment 


NUESTRO ENFOQUE DE INVERSIÓN

No excuses  … we deliver results

The reason for our success:           
  • amplia diligencia debida
  • aseguramiento superior
  • experiencia en litigios de ejecución hipotecaria
  • estrategias de salida estructuradas

No excuses  … we deliver results

The reason for our success:           

  • amplia diligencia debida
  • aseguramiento superior
  • experiencia en litigios de ejecución hipotecaria
  • estrategias de salida estructuradas

NO REALIZA PRÉSTAMOS
PARA INVERSORES QUE BUSCAN RENTABILIDADES MÁS ALTAS

brickell capital’s competitive advantage in achieving favorable outcomes is based on:


  • long-term relationship with banks 
  • conocimiento del mercado inmobiliario local 
  • strict underwriting experience
  • borrower and collateral valuation analysis
  • adherencia a los parámetros de valor
  • Análisis de puntuación de riesgo de NPL 
  • detailed investor reports + statements
  • extensive foreclosure + litigation experience 
  • structured loan workout administration
  • gestión de REO