residential loans

Brickell Capital offer's mortgage loans to self-employed borrowers who are unable to obtain a traditional bank loan.   We rely primarily on the value of the property and borrower's credit history as opposed to traditional banks which look for a borrower’s documented income, tax returns or property’s cash flow history.

purchase loans … up to 90% LTV
cash-out loans … up to 70% LTV

loan sizes from $250,000 to $25,000,000
interest only payments options are available

"stated" residential loans

Our "stated loans" are ideal for self-employed borrowers with perfect (or less than perfect) credit that are not documenting their income or showing a substantial amount of income on their personal (or business) tax returns.

Our "stated loans" are available for Owner (and Non-Owner) occupied residential properties.

No tax returns, w-2’s, pay-stubs or liquid reserves

purchase …. up to 75% LTV
cash-out … up to 70% LTV

"bank statement" residential loans

Our "bank statement" loans are ideal for borrowers with substantial income being deposited in their business bank accounts but not substantial income is being shown on the borrower’s personal (or business) tax return.  Our "bank statement" loans are tailored for self-employed, seasonal income earners or independent contractors.

Our "bank statement" loans are available for Owner (and Non-Owner) occupied residential properties.

No tax returns, w-2’s, pay-stubs or liquid reserves

purchase …. up to 90% LTV
cash-out … up to 70% LTV